Fixed-rate mortgages fully amortize over a defined period of time and are paid in full at the end of the loan term. We are not currently accepting PPP Loan Forgiveness Applications for loans under $150,000. Watch for our weekly emails for current information on when to apply. © 2021 Peoples Bank. • Competitive rates for home purchase, refinance, or construction, • Available for primary residence, second homes, vacation homes, or investment properties, • A wide range of terms customized to your unique situation. Do you appreciate the personal touch? Mortgage Calculator Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. 2.500%. MORTGAGE LOAN SERVICES. FEDERAL CONSUMER CREDIT DISCLOSURES. 2.623%. Fixed-rate mortgages will maintain the same rate for the life of the loan, but adjustable-rate mortgage rates may fluctuate within the contract period. *A pre-qualification letter does not qualify as an approval letter or a commitment to lend. People's United Bank offers residential mortgage programs for properties located in CT, MA, NH, VT, ME, NJ and select NY counties. Apply for a Mortgage Loan Choosing a mortgage lender can be challenging, even intimidating, but Peoples Bank of Alabama is passionate about helping you achieve your dreams. You won’t be talking to a strange voice from another state or country. Speak with a Peoples Bank Mortgage Officer Today Fill out the form below and a member of our mortgage team will connect with you. Check interest rates, apply for a loan online or connect with a Mortgage Consultant today. 215 likes. Jason Shain - Mortgage Loan Officer, PNC Bank NMLS # 1932843. This proves that you are a serious buyer and offers you more leverage to negotiate the best deal.*. Rates may change after the consummation of the loan. Mortgage Loan Calculator . 15 Year Fixed Rate. ©2017 Peoples Bank, Member FDIC, Equal Housing Lender, Raymond James Financial Services Inc. Privacy Notice. Learn more about the mortgage services offered by Peoples Bank. If you purchase an insurance product or an annuity: (1) The insurance product or annuity is not a deposit or other obligation of, or guaranteed by, this institution or our affiliate(s); (2) With exception of Federal Flood Insurance or Federal Crop Insurance, the insurance … Peoples Bank offers Conventional, RD, FHA, and VA mortgage loans with competitive interest rates. Mortgage Center Click on the name of the Mortgage Expert you want to work with and you'll be directed to their personalized web site where you can complete a secure online application. With local decision-making, our mortgages are designed to make it a little easier to finance your home. Loan calculator The People's Bank Loan Calculator – for effective debt planning. Effective Date: Wednesday, March 17, 2021. Let The Peoples State Bank get the best mortgage loan for you. These mortgages are a good way to lock in low-interest rates, and they allow you to build equity fast if you choose a short loan term. Plus, this loan can easily be converted to a low-cost construction loan when you are ready to start building. Peoples Bank offers you a complete mortgage loan service through our Home Loan Center. You’re dealing with someone you know from your hometown. Repayment terms on the 7/1 Year ARM with zero points are: 84 payments in the amount of $4.35 per $1,000 borrowed at an interest rate of 3.250%. Before you start shopping for a home, determine how much you are qualified to borrow through our pre-qualification process. These convenient, secure loans give you a fixed term with a fixed rate so you know exactly how much you'll pay each month. As you prepare to begin your journey towards homeownership, let a Peoples Bank Mortgage Specialist explain some of the unique benefits that you may qualify for when you when you complete our First-Time Homebuyer Program.